# CapVault

> CapVault gives US small business owners one encrypted dashboard for all accounts, investments and loans. See your real net capital position in real time. Try free for 14 days.

- Kind of business: Financial Services
- Serves: United States
- In their words: CapVault connects all your business and personal accounts into one encrypted dashboard, so you always know your real capital position and what to do next, built for US business owners managing $100K to $5M.

## Services

- Vault Pro: Quoted per job. Unlimited account connections, real-time capital allocation scoring, tax-category tagging, QuickBooks sync, priority support
- Vault Business: Quoted per job. Multi-entity support (up to 3 business entities), team access with role permissions, CFO-style monthly capital report, dedicated onboarding specialist
- Guided Bridge: Quoted per job. Full-service advisory package. Includes dedicated funding advisor, document preparation support, lender negotiation coaching, and follow-up on up to 3 matched lenders until close.
- Concierge Capital: Quoted per job. White-glove service for deals $250K+. Includes financial narrative writing, CFO-level cash flow analysis, lender relationship introductions, and SBA application support.

## Contact

- [Enquiry form](https://capvault.wenbuidl.app/#contact): Start your free 14-day trial
- [Website](https://capvault.wenbuidl.app/)

## FAQ

### How does account linking work and is it truly read-only?

CapVault uses Plaid, the same secure API infrastructure used by thousands of financial applications in the US, to connect to your bank accounts, brokerages, and loan providers. The connection is read-only: CapVault can retrieve your balance and transaction data to display in your dashboard, but it cannot initiate transfers, make payments, or move money in any direction. Your credentials are never stored on CapVault's servers. All data is encrypted in transit and at rest using 256-bit AES encryption.

### Which banks and brokerages are supported?

Plaid connects to over 12,000 financial institutions across the United States, including Chase, Bank of America, Wells Fargo, Citibank, Fidelity, Charles Schwab, TD Ameritrade, Coinbase, and most major credit unions and regional banks. During your 14-day free trial you can test your specific accounts before committing to a paid plan. If a connection is not available, the support team will tell you honestly rather than leaving you to find out after you have signed up.

### How is CapVault different from Mint or Personal Capital?

Mint and Personal Capital are personal budgeting tools. They were built to track household spending and individual savings. They do not support business banking accounts in any meaningful way, they cannot handle multiple legal entities, they offer no capital allocation intelligence for SMB cash flow patterns, and they have no QuickBooks sync or tax-category tagging for business income. CapVault is built from the ground up for people who run a business and manage personal capital at the same time, and who need both pictures in one place.

### What is included in the 14-day free trial?

The free trial gives you full access to Vault Pro for 14 days. That includes unlimited account connections, the real-time capital allocation scoring, tax-category tagging, QuickBooks sync, and priority support. No credit card is required to start. If you connect your third account during the trial, you will see exactly why that is the moment most users decide to stay. You can cancel before day 14 and pay nothing.

### Can I manage multiple business entities on one account?

Yes, on the Vault Business plan. You can connect up to three separate business entities, each with their own account groupings, and view them individually or as a consolidated picture. The Business plan also includes team access with role-based permissions, so your bookkeeper can see what they need to see without accessing your personal accounts, and your business partner can view the entity they manage without seeing yours. Pricing for Vault Business is quoted based on your specific setup.